Who's Responsible: HOA vs. Owner Repairs
Find out whether the association or the owner typically pays for a repair-and how your documents and state law determine the edge cases.
Does HOA Cover Roof Leaks? Who's Responsible?
Does HOA insurance cover roof leaks? Usually yes for the roof itself in condos — but interior water damage typically falls to your own HO-6 policy.
HOA Balcony Repairs: Who's Responsible?
After a balcony inspection, who pays: HOA or owner? See who is responsible for structural repairs, waterproofing, and SB326 findings.
HOA Road Maintenance: Who Pays for Private Roads?
Who is responsible for road maintenance in an HOA: private vs. public roads, how to check ownership, who pays for repairs, and common disputes.
Is HOA Responsible for Drainage? Who Pays
Find out whether the HOA or the homeowner pays to fix yard flooding, storm drains, and retention ponds, and who's on the hook when drainage causes damage.
Is HOA Responsible for Foundation Issues?
Is your HOA or condo responsible for foundation cracks and structural repairs? See who pays, real repair cost ranges, and when it falls on you instead.
Is HOA Responsible for Front Door?
Find out whether your HOA or condo association is responsible for front door replacement, repairs, and painting, or if the cost falls entirely on you.
Is HOA Responsible for Sidewalks?
Is your HOA responsible for sidewalk repair, or the city or homeowner? See who pays, who's liable for a trip-and-fall, and how the split works.
Is HOA Responsible for Windows?
Is your HOA responsible for windows: the frame, the glass, or a leak? See who pays in a condo vs. a single-family HOA, and what to do next.
Is the HOA Responsible for Fence Repair?
Perimeter and common fences are the HOA's; boundary fences split between neighbors; in-lot fences are yours. See the three-way rule and repair costs.
Is the HOA Responsible for Gutters?
Is your HOA or condo responsible for gutters and downspouts? Why gutters are usually a common-element exterior component — and when they're not.
Is the HOA Responsible for HVAC or AC?
Is your HOA responsible for your HVAC, AC, or water heater? Why in-unit mechanical systems are almost always the owner's, with one common exception.
Is the HOA Responsible for Lawn Care?
Is the HOA responsible for lawn care, or does that fall on the owner? How it splits between common areas and individual lots, and what your CC&Rs decide.
Is the HOA Responsible for Mold?
Is your HOA responsible for mold? How mold responsibility follows the water source, and why master policies cap or exclude mold remediation.
Is the HOA Responsible for Pest Control & Termites?
Does the HOA cover pest control or termites? How responsibility splits between common areas, your unit, and shared structure, and who pays for rodents.
Is the HOA Responsible for Sewage Backup?
Is your HOA responsible for a sewage backup? How responsibility splits between the shared main line and your unit's branch, plus sewer-backup insurance.
Is the HOA Responsible for Snow Removal?
Is your HOA responsible for snow removal on roads, sidewalks, and driveways? How it splits between common areas and private drives, plus liability.
Is the HOA Responsible for Tree Root Damage?
Is your HOA responsible for tree root damage, fallen trees, or tree removal? How responsibility splits between common-area trees and trees on your own lot.
Is the HOA Responsible for Water Damage?
Who pays for water damage in a condo or HOA — the association or the owner. How the source, the master policy, and your HO-6 decide it.
Is the HOA Responsible?
Is the HOA responsible for the chimney, garage door, mailboxes, rodents, or a sprinkler system? Quick answers for 9 common repair questions.
What Is an HOA Responsible For?
What an HOA or condo association is responsible for vs. the owner — a room-by-room maintenance matrix for roofs, pipes, fences, pest control, and more.
Who Is Responsible for Condo Repairs?
Who is responsible for condo repairs? Learn how declarations divide owner and association duties, what covers leaks, and who pays when things break.
Who Is Responsible for Pipes in a Condo?
Who pays to repair pipes in a condo — the association or the owner. The rule for pipes in the walls, pipes serving one unit vs. many, and how to check.